Employer Benefit Services | Benefit Administration for Businesses

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Benefits Administration for Employers

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COBRA

As an extension of your HR department, CPI is here to assist in ensuring you remain compliant with federal regulations under the Consolidated Omnibus Budget Reconciliation Act (COBRA).

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FSA

Flexible Spending Accounts enable consumers to budget for qualified expenses and contain cost through tax savings. We work hard to achieve stress-free FSA administration for our clients and their employees.

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HRA

Now, more than ever, healthcare dollars need to go further. With a Health Reimbursement Account (HRA), they can. CPI can simplify the process for you and your employees.

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HSA

We have chosen to partner with Lively to offer our clients HSA administration, providing employers and employees with transparency and a paperless, digital way to manage their Health Savings Account.

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Responsibilities of Employer or Administrator

ReportING information to CPI

There are a few things we will need from you.

New Employee Notification

When you add a new employee who will be eligible for benefits, notify both your carrier and CPI of the new addition. Upon employment, a COBRA initial notification will be provided to all new employees and their dependents. This is required by Federal Law.
Qualifying Event Notification
You are required to notify CPI within 30 days of any of the following events:
- An employee is terminated, fired, resigns, quits or terminates the employment relationship with your company in any way
- An employee has a reduction of hours to the extent that they no longer meet the requirements of the plan
- Death of an employee
- Employee/Retiree becomes entitled to Medicare, causing dependents to lose coverage
- Employer Bankruptcy
Carrier/Rate Changes

You are required to notify CPI of any changes with your plan, including a change in carriers, eligibility requirements, and rates. The Carrier/Rate Information Form can be used to notify CPI of any such changes.
Employee Divorce or Legal Separation

Employees or their beneficiaries must notify you in the event of a divorce or legal separation. In turn, you must notify CPI within 30 days of receiving notice.
Employee's Dependent Child Ceases to be a Dependent

Employees or their beneficiaries must notify you with any change in dependents. In turn, you must notify CPI within 30 days of receiving notice.

COBRA regulations provide a maximum of 30 days for you to notify CPI of any one of these qualifying events. It is strongly encouraged that you notify CPI as quickly as possible.